Washington State University (WSU) is required by federal regulations to make available to enrolled students, prospective students, and their parents certain information about its operations. To meet the requirement, WSU’s Consumer information and Financial Aid Policies are provided on this webpage. Website addresses are specified for all information items, which also contains contact information the University departments who can respond to questions or information requests in their specific areas.
Academic Program Information
Global Campus Online Programs:
Higher education institutions are accredited by a regional authority. Washington State University is accredited by the Northwest Commission on Colleges and Universities (NWCCU).
For more information please visit: https://accreditation.wsu.edu/
Application of Aid
In order to apply for federal financial aid, students are required to complete the Free Application for Federal Student Aid (FAFSA) for each academic year that he or she is using federal financial aid.
What’s next After Submitting the FAFSA?
- Respond promptly. If Student Financial Services requests additional information to process your application, respond right away! A speedy response on your part ensures that your eligibility will be determined in a timely manner. Processing time varies throughout the year, so it is always best to respond as soon as possible.
- Reporting income information. When possible, be sure to use the IRS Data Retrieval Tool. This will ensure that a more accurate financial aid award can be created for you. If for some reason you cannot use the Data Retrieval Tool, then update your financial figures on the FAFSA yourself by correcting any data as needed.
- Report additional resources in writing. Please notify Student Financial Services by completing the Notice of Estimated Financial Assistance (EFA) form on our website when you receive other funding, such as non-university scholarships, tuition assistance from outside agencies, and so on. These resources are considered part of your total amount of financial aid. If additional financial resources arrive after your financial aid has been disbursed to your WSU Student Account, your other aid (typically loans) will be reduced to adjust for any amount that exceeds your Cost of Attendance by term.
- A bill could result from this award adjustment if our office is notified about these additional resources after your aid has already delivered to you.
- Take the next steps with your financial aid award. Once you have received your award email notification, you may accept, reduce, or decline the loan(s) offered online at wsu.edu (referred to as myWSU) or by going to your local campus and speaking with a Student Financial Services representative.
- Grant and work-study funds are accepted automatically once awarded.
- If you accept loans and you are a new borrower, an email will be sent to you about the next steps to process your loans, which need to be completed in order for your financial aid funds to be delivered to you.
- Check that your aid funds were applied. Financial aid and scholarships are credited to your WSU Student Account at the beginning of each semester to help pay for tuition, fees, books, on campus room and board, and other educational expenses. You will be notified by email when a scholarship has been added to your account. You may verify that funds were credited by viewing your student account activity online at myWSU.
- Read your myWSU portal notices regularly. Visit myWSU often to view important financial notices regarding your student account, and other information throughout the year. In addition, by checking your myWSU To Do List you can confirm Student Financial Services has received your documents or check if additional information is needed. Please also visit your MyCommunication Center, located in myWSU.
- Check your email – keep your mailing address updated. Email is the official method of communications for Student Financial Services. Starting the first day of classes, all Student Financial Services communications will be sent to your official WSU email account. Most information and documents are sent to you by email. However, do keep your primary mailing address current, by going to myWSU. All financial aid and scholarship award information is sent to your myWSU account. Make sure to check periodically as well as your email account.
- Meet university academic standards. You must maintain good academic standing and make Satisfactory Academic Progress toward your degree in order to continue receiving financial aid throughout your academic career.
- Reapply each year. You will need to complete a new FAFSA every year. Submit your FAFSA by WSU’s priority submission deadline to receive the most aid possible. Deadlines are clearly posted at financialaid.wsu.edu.
Aid Eligibility Guidelines
- You have to be admitted or currently enrolled in a degree seeking program at WSU to be eligible for financial aid.
- You must submit a valid Free Application for Federal Student Aid (FAFSA) to the federal government, with the results received by WSU. WSU’s priority submission deadlines are clearly posted at financialaid.wsu.edu.
- If you are eligible for the Washington “Dreamers” State Need Grant and you are a non-citizen who is ineligible to receive federal financial aid, you can submit a Washington Application for State Financial Aid (WASFA). WSU’s priority submission deadlines are clearly posted at financialaid.wsu.edu.
- Student Financial Services may require you to supply documentation to complete your financial aid application. The priority deadline to submit this documentation is clearly posted at financialaid.wsu.edu. You can log in to myWSU to check your To Do List for outstanding financial aid documents, information and/or forms. Required forms are available online at wsu.edu and supporting documentation can be submitted here as well. Any additional information reminders will be sent to you via email.
- When you accept financial aid, you also accept responsibility for making Satisfactory Academic Progress (SAP) towards completing your degree. SAP is used to define successful completion of coursework to maintain eligibility for your financial aid. Federal and state regulations require the University to establish, publish and apply standards to monitor your progress toward the completion of your certificate or degree program. If you don’t meet these standards, you will be placed on financial aid warning or d Federal SAP regulations will be monitored once and year and state SAP standards will be monitored each term (regardless if you received financial aid or not) and SFS will notify you of any deficiencies that could jeopardize your future aid. Failure to uphold the SAP guidelines may result in disqualification for and/or cancelling of your financial aid funds. More thorough information regarding SAP may be found in the SAP Handbook at: financialaid.wsu.edu/ Resources & Calculators/ SAP Handbook. For more information about the financial aid process and deadlines, please contact Student Financial Services at (509) 335- 9711, visit financialaid.wsu.edu or visit your local Student Financial Services office.
Limits and Restrictions
No more than three remedial courses may be taken in one academic year. Examples of remedial classes are Math 90, Math 91, and Math 99.
Not-for-credit courses (for example, Math 91, Math 92, Math 99, Math 100, and English 103) will count toward minimum credit course completed for SAP.
Not-for-credit and remedial courses will only be counted for one academic year. Remedial credits are monitored by the SAP system.
Per federal regulation, federal aid may not be used to pay for more than one repeat of a previously passed course (class) in which you received a grade A through D. Here is an example: A student takes Math 99 and receives financial aid for the course—the student receives a C- for a grade. The student wants to take the course again to improve his/her grade. The student would NOT be able to receive financial aid again for this course. The credit hours for the course would be subtracted from the overall total credits attempted for the semester when determining the financial aid for the semester.
Satisfactory Course Completion
Satisfactory completion: A, B, C, D, Pass, and S.
Unsatisfactory completion: F, W, X, I, and Fail.
Unsatisfactory completion grades are considered as not making satisfactory academic progress.
Audited courses are not included in the calculation of completed credit hours for SAP purposes.
Students working only on endorsements or are in a non-degree seeking program are not eligible for funding.
The Importance of Meeting Student Financial Services Deadlines
- It’s important to meet the WSU Student Financial Services deadlines. Financial aid funds are extremely limited. Students who meet the priority will be in a better position to be considered for the maximum aid possible. If these deadlines are not met, you will still be considered for the following: Federal Pell Grant, Federal Direct Loans for dependent students, the Federal Direct PLUS Loan if you are FAFSA eligible, and the Federal Direct Graduate PLUS loan if you are a graduate student.
- If you have extenuating circumstances that caused you to miss one of the priority dates, you have the right to appeal for further aid consideration by submitting a Deadline Appeal. This is an appeal that is initiated by our staff, so you must speak with an advisor prior to the appeal. The submission of an appeal does not guarantee that it will be approved.
- You may complete and submit a FAFSA even you did not meet the priority deadlines. A FAFSA can be filed anytime during the academic year and our office will determine what aid you are eligible to receive. We recommend submitting the FAFSA no later than three weeks before the end of the term to allow adequate time for processing and awarding. After this time we cannot guarantee we will be able to award you aid.
- After we have reviewed all your requested items (if any were requested by our office), we will then provide you with a Financial Aid Award for the academic year. You will receive an email when your award is ready. Keep in mind that receiving a financial aid award is contingent upon your acceptance and enrollment in a degree seeking program at WSU.
To Find Out What We Need From You
There are two ways to know what SFS needs from you in order to process your financial aid package.
- Check your email either through your WSU email OR through the MyCommunication Center within Student Center
- Log into your myWSU account at my.wsu.edu with your WSU network ID and password.
- Next, select Student Center.
- Find the Financial Aid box on the right hand side and click the ‘details’ link; this will provide you with a list of items that SFS is requesting of you.
- If something is listed in an ‘initiated’ status, which means YOU have to take action and complete something for our office.
- Each item listed is a link and by clicking on it, you will be given a short explanation of what we need and how to submit it to our office.
Any coeducational institution of higher education that participates in Title IV, the federal student aid program, and has an intercollegiate athletic program, must comply with the Equity in Athletics Disclosure Act by preparing an annual report officially called The Report of Athletic Program Participation Rates and Financial Support Data; more commonly called the Equity in Athletics Data Analysis, EADA, Report.
The requirements for reporting include two elements. First; a report must be made available to students, prospective students, and the public by October 15th of each year. Second; the data must be reported online within 15 days of making it available to the public. This data is submitted online to the Secretary of Education after which it is migrated to the Office of Post Secondary Education (OPE) public website: https://ope.ed.gov/athletics/#/.
This report is made available to fulfill the first element of making the data available publicly. It contains elements which are in addition to those required by the online report submission. You are encouraged to visit the OPE public site after October 30th to view the online report.
Current EADA Report is located at: http://www.wsucougars.com/sports/2016/7/26/eada-reports.aspx
Annual Security Report/ Clery Act
Campus Crime Statistics & Safety Reports
Washington State University maintains records of crime statistics for the last three academic years in accordance with the “Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act” (originally the Crime Awareness and Campus Security Act of 1990).
Campus Safety and Personnel
WSU Police Services: Public Safety Building, 911 (emergency), 509-335-8548 (business), 509-332-2521 (non-emergency calls for service), email@example.com
Emergency Medical Services: 911 (emergency), 509-332-8172 (non-emergency) provided by the Pullman Fire Department.
Pullman Fire Department: 911 (emergency), 509-332-8172 (business), 6205 Grand Avenue
Crisis Line: 509-334-1133, Toll Free: 866-871-6385, TDD/TTY: 800-833-6388 24-hour crisis intervention phone counseling. Trained staff listen and make referrals to other services in the area.
Poison Control Center: 800-222-1222, TDD/TTY: 800-222-1222
Bias Hotline: 509-332-2427 (BIAS) Bias related incidents can be reported via this phone number. The WHITCOM dispatcher will ask a series of prompted questions to evaluate the incident. Based on this information, an appropriate response will be determined.
Health and Wellness Services: 509-335-3575, firstname.lastname@example.org Health and Wellness Services provides primary health care to students in addition to counseling and information on health and preventative care.
Sexual Assault Services
Alternatives to Violence of the Palouse: 509-332-HELP (4357) or 208-883-HELP, www.atvp.org Nonprofit, volunteer, professional agency that assists survivors of domestic violence or sexual assault. Provides 24-hour crisis intervention, confidential shelter, and support groups for victims, and workshops on domestic violence.
WSU Counseling Services: 509-335-4511, counsel.wsu.edu/ (Monday–Friday, 8:00 am–5:00 pm), 509-335-2159 (after hours and weekends), Washington Building Room 302, provides one-on-one counseling and a variety of support groups.
Women’s Resource Center: 509-335-6849, women.wsu.edu/, Wilson Hall 8 Provides crisis intervention, referral, and support for individuals who need assistance in resolving personal situations. The Sexual Assault Prevention Resource Guide is prepared and distributed by the WRC.
Women’s Transit: 978-267-7233, https://womenstransit.wsu.edu/ Women’s Transit is a safety service for WSU students and the Pullman community. We offer free rides within Pullman city limits to anyone who feels uncomfortable walking alone at night. Operations suspended as of May 2017 pending review.
Safety Escort: (509) 432-3818, available free of charge to walk with students, faculty, staff, or visitors, during the academic year between campus buildings, local living areas, or any of the Washington State University grounds. Escorts are available Wednesday – Saturday, 8pm – 2am.
The Division of Student Affairs: 509-335-4531, French Administration 134, committed to maximizing the student experience from the minute they first make contact with WSU all the way until they graduate and become contributing members of our global society.
WSU Office of Student Conduct: 509-335-4532, www.conduct.wsu.edu, Lighty Student Services 360. The WSU Office of Student Conduct fosters a developmental approach to student conduct, provides support and guidance to the University community and promotes WSU values and expectations. Through the Standards of Conduct for Students, Cougs hold themselves to the highest standards of ethics, integrity and accountability.
Sexual Misconduct Prevention and Response Task Force: 509-335-4511, www.sexualassault.wsu.edu Established to collect and review information on sexual assault and to advise University administration on how best to address the wide scope of related issues. The task force provides a network for coordinating University and community services to provide proactive programming and effective response.
The Office for Equal Opportunity: 509-335-8288, French Administration 225, seeks to integrate principles of equal employment opportunity, affirmative action, fairness and equality into all academic and employment activities and practices throughout Washington State University (WSU).
Scheduled times vary; a copy of each schedule is available at the Public Safety Building. Pullman Transit (bus): 509-332-6535, www.pullmantransit.com
Wheatland Express (bus): 509-334-2200, www.wheatlandexpress.com
Dial-a-Ride (elderly or disabled): 509-332-5471, www.pullmantransit.com
Disability Resource Center: 509-335-3417, drc.wsu.edu/ Washington Building Second Floor.
Other University Services
ADCAPS (Alcohol and Drug Counseling, Assessment, and Prevention Services): 509-335-4511, adcaps.wsu.edu, Washington Building, Third Floor
Housing Services: 509-335-4577, housing.wsu.edu/, Streit-Perham Suite
Human Resource Services: 509-335-4521, hrs.wsu.edu, French Administration 139
Ombudsman: 509-335-1195, wsu.edu/~ombuds, Wilson 2
Residence Life: 509-335-1227, housing.wsu.edu, Streit-Perham Suite
Safety Services: 509-335-8548, police.wsu.edu,
Office of the Dean of Students: 509-335-5757, deanofstudents.wsu.edu, French Administration, 134
Student Involvement and Leadership Development: 509-335-9667, studentinvolvement.wsu.edu, CUB 320
Multicultural Student Services: 509-335-7852, mss.wsu.edu, CUB 409
Gender Identity/Expression and Sexual Orientation Resource Center (GIESORC): 509-335-6388, thecenter.wsu.edu, CUB 401
Office for Equal Opportunity: 509-335-8288, oeo.wsu.edu, French Ad 225
Fire Marshal: 509-335-4929
Campus Safety Plan website: safetyplan.wsu.edu
Safety website: police.wsu.edu
Counseling and Psychological Services: 509-335-4511, Washington Building, 302, https://counsel.wsu.edu/
Academic Success and Career Center: 509-335-6000, Lighty Rooms 160-180, https://ascc.wsu.edu/
Sexual Assault Programs and Policies
Sexual misconduct will not be excused or tolerated at Washington State University. The University is required by the 1992 Federal Higher Education Act Amendment to adopt policies and programs aimed at prevention and response. Washington State criminal and civil laws and WSU’s Standards of Conduct for Students are enforced. WSU has adopted measures to educate the campus community and protocols to assist victims. Special emphasis is placed on the needs, rights, and privacy of the victim and due process for offenders. The University is dedicated to maintaining a quality living and learning environment which encourages personal integrity, good decision-making, cooperative rather than coercive interpersonal behavior, and respect for the rights of others.
Sexual offenses of any kind, including acquaintance rape, indecent liberties, and assault of a sexual nature are prohibited. University policy prohibiting sexual offenses is consistent with state law. The definition of rape under state law includes sexual intercourse with a person who clearly expressed lack of consent by his or her words or conduct. Washington law further defines consent to sexual activity as actual words or conduct indicating freely given agreement to have sexual intercourse. The University also prohibits sexual contact when such contact amounts to assault under Washington law. Assault includes harmful and offensive contact with another. Lack of opportunity to consent to the contact may be evidence of assault.
Sex Offender Registry
The Campus Sex Crimes Prevention Act of 2000 requires colleges and universities to inform students and employees how to learn the identity of registered sex offenders on campus. This law also requires that sex offenders provide notice to any institution of higher education at which the person is employed or is a student. You can obtain information regarding registered sexual offenders by contacting the Whitman County Sheriff’s Office, Records Department, located at N. 411 Mill, Colfax, Washington, (509) 397-6266. https://vinelink.com/#/home/site/48626
Emergency Response Protocols
WSU has developed many resources and tools for crisis communications. The primary tools are the Campus Outdoor Warning System (COWS) consisting of sirens and public address speakers mounted throughout campus; the Crisis Communication System (CCS) which consists of a vendor provided service that contacts the university community directly via cell phones (both voice and text), landlines (voice), email and pagers with emergency warnings and notifications; and the WSU ALERT web site which will serve as the primary source of emergency and other critical information for the campus.
The CCS is an opt-in system. Students, faculty, and staff are strongly encouraged to sign up to receive emergency messages through this system. Follow these instructions to register for the CCS:
- Connect to the myWSU portal
- On the COMMUNICATIONS NOTICES page find the section for Emergency Notification
- Click Register to go to the page where you can enter your personal information.
Be sure to read the TERMS OF SERVICE (http://alert.wsu.edu/Terms) prior to registration. If your cell phone service charges fees for text messages, you are responsible for those charges.
- Complete information on WSU Crisis Communications System and Resources can be found at the WSU ALERT website (http://alert.wsu.edu/)
- The WSU Crisis Communication Plan and the WSU Emergency Notifications Policy can be found on the Emergency Communications site.
During emergencies, the primary resource for information on the current status of WSU for the university community as well as the general public will be the WSU ALERT web site. The site is available to anyone with access to the internet and will be updated as conditions warrant with current information during a crisis affecting the university. Additional communications will come from the internal communications resources of the Office of University Relations.
Missing Student Policy
If anybody has reason to believe that a student who resides in on campus housing is missing, he or she should immediately call 911. Callers outside the Pullman area should call 509-332-2521. The Washington State University Police Department will initiate an investigation. After investigating the missing student report, should WSU PD determine that the student is missing, the WSU PD shall, within two hours, transmit the report for inclusion within the Washington Crime Information Center (WACIC) and the National Crime Information Center (NCIC) databases. The information is also relayed to other local and surrounding law enforcement agencies. If the missing student is under the age of 18 and is not an emancipated individual, WSU will notify the student’s parent or legal guardian within 24 hours after WSU PD has determined the student is missing. In addition to registering an emergency contact, students residing in on campus housing have the option to identify confidentially an individual to be contacted by WSU in the event the student is determined to be missing. This confidential contact will be accessible only to authorized campus officials and may not be disclosed except to law enforcement personnel in furtherance of a missing person investigation. If a student has identified such an individual, WSU will notify that individual no later than 24 hours after the student is determined to be missing. A student who wishes to identify a confidential contact can do so by contacting the WSU Housing Office at 509-335-4577.
Fire Safety Report
WSU Public Safety, which includes the Police Department and the Office of the Campus Fire Marshal, is responsible for maintaining these records and issuing warnings as required by the Clery Act and the Higher Education Opportunity Act of 2008. The crime and fire information are published in the annual Security and Fire Report.
College Navigator provides statistical information on various institutions of higher learning. Information on Washington State University can be located at: https://nces.ed.gov/collegenavigator/?q=Washington+State&s=all&id=236939
Institutional Research (IR) provides institutional-level information for decision-making and planning purposes and to external audiences.
Every year on September 17, Constitution Day and Citizenship Day are observed at Washington State University and other institutions across America.
To understand the financial aid process, it is helpful to learn more about the Cost of Attendance (COA). COA is important to understand for financial planning and budget reasons.
When looking at the cost of college and budgeting your funds, there are two types of costs you need to consider: direct costs and indirect costs.
- Direct costs are those that must be paid to WSU to attend (i.e. tuition and fees).
- Indirect costs are things such as living expenses, transportation, miscellaneous expenses, etc.
It is important to differentiate between the two; indirect costs are simply estimates used by our office in the awarding process to ensure that you have enough aid, while direct costs are the actual amounts that will be charged to the student’s myWSU account.
We include indirect costs in the budget so that aid can be awarded to assist you in paying living and miscellaneous expenses. The costs provided here are derived from past figures, institutional changes, and cost of living adjustments. They should be adequate for the average student; however, differences in lifestyle and individual tastes can dramatically affect these costs.
Calculating Your Awards
A financial aid award, or “package”, is created based on the information provided in the FAFSA or WASFA, federal and state guidelines, and policies and procedures therein. To calculate your award, the Cost of Attendance (COA) for an academic year and/or one term, is used as a target. Estimated amounts for tuition, required fees, books, and room and board are used. Also included is funding for transportation and miscellaneous living expenses for most students’ budgets. When the Expected Family Contribution (EFC) determined by your FAFSA application is subtracted from the COA (determined by WSU), the result is your eligibility for need-based aid. COA-EFC = NEED
Student Financial Services awards a combination of financial aid programs, including grants, scholarships and loans, to help cover the total COA. Although the estimates used are fairly generous when calculating the COA, students should take into account personal spending habits when developing a budget. It is suggested that families be realistic about their finances and make adjustments during the year as needed. Consider all the various sources of income, including financial aid, that are available. The aid programs described in this handbook will help meet most estimated expenses for students to live and learn while in college.
Understanding Your Expected Family Contribution
The Expected Family Contribution (EFC) is an index number used to determine eligibility for aid programs. The EFC is based on the information provided in the Free Application for Federal Student Aid (FAFSA), including the following:
- Parent and student incomes: The EFC generally increases as income increases. Some forms of untaxed income are not included in the FAFSA application.
- Assets: Excluding the value of the primary residence and assets with retirement tax status, such as IRA accounts, 401K, pensions, or Keogh accounts, etc. As a student’s assets increases, so does EFC. Parent assets must be greater than a “retirement protection” threshold (based on the parent’s age), before it will have an effect on the EFC.
- Family size: As family size increases, the EFC decreases.
- The number of people attending college: Parents and “Running Start” students are not included in this calculation.
Please refer to the information provided at https://fafsa.ed.gov/.
The Family Educational Rights and Privacy Act (FERPA) is a federal law that protects the privacy of a student’s education records. The law applies to all schools that receive funds under an applicable program of the U.S. Department of Education. FERPA gives a third party, such as parent, grandparent, or other third party that the student designates certain rights with respect to their education records. These rights transfer to the student when they reach the age of 18 or when they begin to attend a school beyond the high school level.
When do I become an eligible student in respect to FERPA rights?
A student is considered a prospective student if they are a new freshman or transfer student who has not yet taken classes at WSU and they are in one of these admissions statuses: applied, accepted, or matriculated (paid the $200 admissions tuition deposit). FERPA guidelines do not apply to prospective students. A student is considered an eligible Washington State University student on the first day of classes for the term for which they are registered. For their protection, Student Financial Services staff cannot release specific information about a student’s financial aid award to anyone over the phone, by email or in person without proper authorization. To grant a third party access to their account a student must set up Third Party Access under Profile tile of their myWSU account.
More information on FERPA can be found at http://www2.ed.gov/policy/gen/guid/fpco/ferpa/index.html
If you have not previously received a Federal Perkins Loan, Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.
Please note: Parent Loans for Undergraduate Students (PLUS) and Graduate PLUS loans may require additional counseling requirements for borrowers with adverse credit.
To complete Entrance Counseling as an undergraduate student or graduate/professional student, you will need:
- Approximately 20-30 minutes to complete.
- Entrance Counseling must be completed in a single session.
- Your FSA ID
- Students must log in using their own FSA ID to complete Entrance Counseling. Use of another person’s FSA ID constitutes fraud. Use only your own FSA ID information.
- Name(s) of the school(s) you wish to notify of counseling completion
To complete Entrance Counseling, please visit: https://studentloans.gov/myDirectLoan/index.action
Exit counseling provides important information you need to prepare to repay your federal student loan(s) and is required to be completed by the student. Depending on the type of loans, students may be required to complete two Exit Counseling sessions-one for Federal Direct Loans and one for Federal Perkins or Nursing Loans.
If you have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program or the FFEL Program, you must complete exit counseling each time you:
- Drop below half-time enrollment
- Leave School
Note: The FFEL Program ended June 30, 2010 and no new loans have been made under the FFEL Program after that date.
At the end of the exit counseling session, you will be asked for information that will be included as part of your loan records. You must provide the following:
- Names, addresses, e-mail addresses and phone numbers for:
- Your next of kin
- Two references who live in the U.S.
- Your future employer (if known)
To complete exit counseling, you will need:
- Approximately 20-30 minutes to complete.
- Exit Counseling must be completed in a single session.
- Your FSA ID
- Students must log in using their own FSA ID to complete Exit Counseling. Use of another person’s FSA ID constitutes fraud. Use only your own FSA ID information.
- Name(s) of the school(s) you wish to notify of counseling completion
Exit Counseling is completed by visiting: https://studentloans.gov/myDirectLoan/index.action
Washington State University has teamed with American Student Assistance to provide a FREE online program to help students manage their money and student loans. SALT, aslo known as Cougar Money Management, is a game-changing new membership program that helps WSU students and alumni navigate financing a higher education, successfully manage any resulting debt, and build money skills for life.
Information on SALT is located at: https://salt.wsu.edu/
Net Price Calculator & Financial Aid Estimator
The Net Price Calculator can be used to determine the estimated net price (cost of attendance minus median grant/scholarship aid) that a full-time, first degree, undergraduate student will pay to attend Washington State University (WSU). As a prospective or current student, you and your family can use this estimate to create an initial plan for financing your education at Washington State University. The current Net Price Calculator is an estimate based on the Cost of Attendance and financial aid provided to a student from federal and institutional data reported for the 2015-2016 academic year.
Access the Net Price Calculator: https://forms.financialaid.wsu.edu/cost-of-attendanceaid-estimator/npc/
The Financial Aid Estimator can be used to provide a prospective and current students information to estimate amount of aid they might be eligible to receive when paying for college. This tool provides approximate amounts and types of financial aid (including loans and grants) that a student may qualify for at WSU. Estimates provided are based on WSU’s most recent financial aid packaging policies and Cost of Attendance that reflect your class standing, WSU Location and academic program. This tool does not account for scholarships.
Access the Financial Aid Estimator: https://sfsapps.em.wsu.edu/compass/aidestimate/index
Student Grievance Policy
Students registered with WSU Access Center who believe they have been adversely impacted by Access Center staff, policies or procedures, or who believed that an assigned accommodation is not being appropriately provided, should first contact the Access Center. If the student is not satisfied, they have a right to file a formal grievance. This complaint should be made as soon as possible after the action that triggers concern, and the complaint will be resolved based on timelines stated the procedures below.
The Bookie provides a variety of WSU textbooks and merchandise.
To learn more, please click here
Types of Aid
For information about the following aid opportunities listed below, please visit Types of Aid at financialaid.wsu.edu.
- Federal Pell Grant
- Federal Supplemental Educational Opportunity Grant (SEOG)
- Washington State Need Grant (SNG)
- College Bound Scholarship (CBS)
- Institutional Grant
- Scholarships (e.g., University Achievement Award, Cougar Academic Award, Regents, Crimson Transfer Award)
If you have received a scholarship from an organization outside of Washington State University, please complete the Notice of Estimated Financial Assistance Form at financialaid.wsu.edu/forms. By completing this form and notifying us of these scholarships as soon as possible we’ll make sure these sources of funding are included in your Financial Aid Award for the Academic Year. If you do not notify our office of these scholarships, this could delay the disbursement of your financial aid and/or you may be required to repay funds already released to you.
In addition, if you are receiving an outside scholarship from a private donor, please have them write your name and WSU ID number on the check and have them submit the Scholarship Designation Form, also found at financialaid.wsu.edu/forms, along with the scholarship payment to: WSU University Receivables, Attn: Scholarship Desk, PO Box 641039, Pullman, WA 99163.
For information about the following aid opportunities listed below, please visit Types of Aid at financialaid.wsu.edu.
Federal Pell Grant
The Federal Pell Grant Program provides need-based grants to low-income undergraduates to promote access to post-secondary education. Pell Grant is available to students if they are pursuing their first undergraduate degree and if they’re not enrolled in a professional program. Students will not be considered for this funding source if they already have a bachelor’s degree. The amount of Pell Grant a student may receive over their lifetime is limited by federal law to be equivalent to 6 years of Pell Grant funding.
For more information on eligibility, required credits, and other criteria visit our website at https://financialaid.wsu.edu/state-federal-grants/.
You can also find out more information from the Department of Education at https://studentaid.ed.gov/sa/types/grants-scholarships/pell
Federal Supplemental Educational Opportunity (SEOG)
The Federal Supplemental Educational Opportunity Grant (SEOG) is designed to assist undergraduate students with the highest level of need. The award ranges from $100 to $1,250 per year, depending on the EFC as determined by the FAFSA.
For more information visit our website at https://financialaid.wsu.edu/state-federal-grants/.
You can also find out more information from the Department of Education at https://studentaid.ed.gov/sa/types/grants-scholarships/fseog.
The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides federal grants of up to $4,000* per year ($16,000 cumulative maximum) to students who are completing or plan to complete course work needed to begin a career in teaching. The TEACH Grant can be awarded to Undergraduate AND Graduate Students.For more information regarding student eligibility requirements, the application process, and general information, please visit our website at: https://financialaid.wsu.edu/teach-grant/ or visit the federal webpage at: https://studentaid.ed.gov/sa/types/grants-scholarships/teach
Washington State Need Grant (SNG)
The State Need Grant (SNG) program helps the state’s lowest-income undergraduate students pursue degrees, hone skills, or retrain for new careers. Students can use the grants at eligible institutions in Washington. The State Need Grant (SNG) program provides need-based financial aid to income-eligible students pursuing post-secondary education. Eligible students have a household income that is less than 70 percent of the state’s median family income.
For more information regarding eligibility, how to apply, and other general information, please click here
Students who receive the Washington State Need Grant will need to comply with the conditions below. For questions or if a student is no longer able to comply with these conditions, contact our office at 509-335-9711 or by email at email@example.com.
Washington State Need Grant Statement of Educational Purpose:
Students who receive the Washington State Need Grant will need to comply with the conditions below. For questions or if a student is no longer able to comply with these conditions, contact our office at 509-335-9711 or by email at firstname.lastname@example.org.
Conditions of the Washington State Need Grant:
- Must not owe a refund or repayment on a State Need Grant, Pell Grant, or Supplemental Educational Opportunity Grant, and that you are not in default on a loan made, insured, or guaranteed under the Perkins, National Direct, or Federal Family Education Loan programs. In addition, you must certify that you are not in default on a loan made through a state conditional loan or conditional scholarship program.
- You must understand that this grant is awarded to assist in meeting educational expenses. Should you withdraw from classes, repayment of all or part of the grant may be required.
- You must not be pursuing a degree in theology.
- You must understand the offer of a State Need Grant is subject to and conditional upon the availability of funds.
- You agree to have Washington State Need Grant aid funds applied directly to your WSU Student account and automatically credited towards mandatory fees such as tuition and fees.
- If you do not wish to have your Washington State Need Grant aid funds applied directly to your WSU Student account you must notify the WSU Student Financial Services office to process this request. If you chose this option you must understand that you are responsible for all outstanding balances on your WSU Student Account.
Additional Information on Washington State Need Grant:
- You can choose to voluntarily make financial contributions to the Washington Student Achievement Council in recognition of the State Need Grant. All voluntary contributions will be used to provide financial assistance to other students.
- The Washington Student Achievement Council and Washington State University, through which the grant is awarded, reserve the right to withdraw, reduce, or modify the grant due to funding limitations or to changes in circumstances that affect your eligibility for the SNG. Please contact our office to assist you with this information.
- For more information, please visitm: http://www.wsac.wa.gov/state-need-grant
Washington Application for Student Financial Aid (WASFA)
This financial assistance program through the State of Washington that will applies to undocumented students that qualify as a HB 1079 student under Washington State guidelines (see below). If you qualify, you may be eligible for in-state tuition rather than being charged non-resident tuition. The Washington State University deadline for the WASFA is clearly published and advertised on the Student Financial Services web site financiaiaid.wsu.edu. Unlike the FAFSA, this is a hard deadline, and it is not based on priority filing. WAFSA students will also receive WSU’s Cougar Commitment Award if the Washington State Need Grant did not cover tuition and mandatory fees for the academic year. Award amounts will vary depending upon what amount the SNG award was for a student.
Students who are also DACA – Deferred Action for Childhood Arrivals – may also qualify for Work Study or the College Bound Scholarship. DACA status must be current at the time of admission to WSU.
HB 1079 student qualifications:
- Graduate from a Washington State high school (or obtained a GED equivalent)
- Lived in Washington for at least three calendar years (36 months) prior to earning the high school diploma or equivalent and continuously since
- Been accepted into a Washington State college or university
- Signed the Non-US Citizen Affidavit of Residency affirming eligibility and promising to become a permanent resident/citizen of the United States when you are eligible to apply
WASFA eligibility depends on:
- College or University of choice;
- Family income and size; and
- Enrollment status
- Only undergraduate students are eligible
- By completing the WASFA application students must comply with all of the conditions listed in the Washington State Need Grant (SNG) Statement of Educational Purpose section above.
- Awards are based on university tuition and mandatory fees at public institutions, so please keep in mind that there are times when tuition and fees are not fully covered by the Washington State Need Grant award—this could vary from institution to institution. SNG funds are dependent on availability. Students must complete and submit the WASFA each year to be considered for the SNG.
College Bound Scholarship
The College Bound Scholarship Program was established by the Washington State Legislature in 2007. It is managed by the Washington Student Achievement Council (WSAC). The goal of the program was, and is, to provide financial assistance to low-income, middle-school students who have a dream of attaining a college education.
For program coverage information, eligibility requirements, and information on how to sign up, visit https://financialaid.wsu.edu/state-federal-grants/
For any additional information or questions about the College Bound Scholarship Program at WSU, please contact our office at email@example.com.
Washington State Aid- Conditions of Award
The State of Washington requires students receiving state aid to review the following conditions each year:
By accepting state financial aid, you agree to the conditions listed below:
- You must meet the requirements for Washington State residency.
- You do not owe a repayment to any federal or state grant or scholarship nor are you in default on a state or federal student loan.
- You must be enrolled in an eligible program and not be pursuing a degree in theology.
- If you hold a bachelor’s degree or the foreign equivalent, or in some circumstances if you are pursuing a second associate degree within five years of earning an associate degree, you are not eligible to receive state grant funds.
- If you do not attend or if you withdraw from your classes, you may owe a repayment of all or part of any state funds you have received.
- You must maintain the academic progress standards established by your institution in order to receive additional state aid.
- There could be other circumstances that would require a repayment or reduction in your current award amounts.
- You must meet all eligibility requirements for the state aid program(s) awarded.
- The offer of this financial assistance is subject to, and conditioned upon, the availability of funds. Washington Student Achievement Council (WSAC) and the institution through which the grant, scholarship, or work-study is awarded, reserve the right to withdraw, reduce, or modify the awards due to funding limitations or due to changes in circumstances which affect your eligibility for the program(s).
You may choose to voluntarily make financial contributions to WSAC (Washington Student Achievement Council) in recognition of the assistance that you received. All voluntary contributions will be used to provide financial assistance to other students. Please contact firstname.lastname@example.org for more information.
If you have questions or find that you cannot comply with these conditions, please contact our office.
To be considered for Institutional Grant, students need to complete the FAFSA or the WASFA (for undocumented students). Award amounts are determined by the EFC (expected family contribution) calculated from the FAFSA and WASFA.
To be eligible, you must meet the following requirements:
- No Washington State Need Grant, Pell Grant or Cougar Commitment awarded.
- Filed the FAFSA or WASFA by the WSU priority deadline each year
- Submit all requested documents to SFS by the WSU priority deadline
- Be pursuing a first bachelor’s degree and not enrolled in a professional program.
- Be a Washington resident.
This grant is prorated depending on credits. For more information click here.
WSU Cougar Commitment
To make college more affordable, WSU has pledged to cover the cost of tuition plus mandatory fees if you meet the following requirements:
- You are from a low or middle income family with residency in Washington state and you are receiving the Washington State Need Grant or federal Pell Grant;
- You applied to WSU for admission by February 1st for the fall semester and November 15th for the spring semester, and enrolled as a full-time freshman or transfer student;
- You completed the FAFSA or WASFA by the priority deadline;
- You submitted all requested documents to SFS by the priority deadline;
- Please note that this program is only available for fall and spring semesters and that you must be enrolled in a minimum of 12 credits to be eligible for this award.
For more information, please click here.
WSU offers numerous scholarships to that are based on Admission criteria, such as official high school GPA, SAT/ACT test scores and/or transfer GPA and completed credits. Scholarships are available for both Washington residents and non-Washington residents, including transfer students. Most of these scholarships will require students to complete the WSU General Scholarship Application, by by the deadline clearly published at financialaid.wsu.edu each year.
For more information about scholarships you may be eligible for as an incoming freshman or a transfer students, please visit: https://admission.wsu.edu/scholarships/washington-residents/how-to-apply/
For more information about scholarships you may be eligible for as an incoming freshman or a transfer students, please visit: https://admission.wsu.edu/scholarships/non-washington-residents/how-to-apply/
You can borrow loans to cover tuition and educational expenses for your undergraduate or graduate program and you will be required to repay these loans. Not all loans are based on financial need. For information on annual and aggregate loan limits please visit: https://studentaid.ed.gov/sa/types/loans/subsidized-unsubsidized#how-much
Please note, the interest rates for the Federal Direct loans vary from year to year and are subject to change. Please visit https://studentaid.ed.gov/sa/types/loans/subsidized-unsubsidized#interest-rates for current Interest rates.
- Federal Direct Subsidized Loan: This loan is based on financial need. Payments on the principal are optional while you are enrolled at least half-time. The interested rate is fixed and repayment begins six months after graduation (referred to as a “grace period”) or when enrollment ceases or drops below half-time. Interest is paid by the federal government while you are enrolled at least half-time, during the grace period, or in authorized periods of deferment.
- Federal Direct Unsubsidized Loan: This loan is not based on financial need. Payments on the principal and/or interest are optional while you are enrolled at least half-time, however, interest does accrue while you are in school. The interest rate is fixed and repayment begins six months after graduation or you’re your enrollment ceases or drops below half-time.
- Federal Direct Parent PLUS Loan: This loan is not based on financial need. The Federal Parent Loan for Undergraduate Students (Parent PLUS) enables your parent(s) to borrow on your behalf when you are a dependent undergraduate student enrolled at least half time. The interest rate is fixed and repayment begins 60 days after the loan has been fully disbursed. However, your parents may work with their loan servicer to choose repayment when your grace period has ended. If this is your situation, please make arrangements with the Direct Loan Program.
- Federal Direct PLUS Loan for Graduate and Professional Students: The graduate student PLUS Loan program (Grad PLUS) allows you as a graduate or professional student to borrow up to your cost of attendance minus other financial aid. Student Financial Services must first determine your Direct Loan eligibility before awarding you the Grad PLUS Loan. This loan has a fixed interest rate and is based on credit approval done by the U. S. Department of Education, not WSU or Student Financial Services.
Other Loan Programs
- Federal Perkins Loan and Nursing Loan: These loans are administered by Washington State University. The loans have a 5% fixed interest rate and a nine-month grace period prior to repayment. Interest does not accrue on these loans while you are in school at least half-time, during the grace period, or in authorized periods of deferment. If you have been awarded one of these federal loans, you will need to sign an electronic promissory note online at heartlandecsi.com every academic year.
- Please Note: The Federal Perkins Loan Program Extension Act of 2015 extends the Perkins Loan program through September 30, 2017. Students who are receiving a first disbursement of a Perkins Loan will receive additional disclosures explaining his or her rights in borrowing Perkins.
- Health Professions Loan: If you are a student certified in the College of Pharmacy or the College of Veterinary Medicine, you may be eligible for the Health Professions Loan. This loan is a federal program administered by Washington State University. It has a 5% fixed interest rate and a nine-month grace period prior to repayment. According to federal regulations to be considered for this loan, you must supply parent information on your FAFSA regardless whether you are an independent or dependent student. You must be enrolled in 10 or more credit hours to qualify. If you have been awarded one of these federal loans, you will need to sign a promissory note online at heartlandecsi.com.
- Private loans: If you have remaining financial need on your Financial Aid Award and/or your cost of attendance has not been met, you may apply for a private loan from an independent financial lender. Contact Student Financial Services or visit our website at https://financialaid.wsu.edu/private-education-loans/ for more information.
Work-study is a need-based financial aid award. It is neither a grant, as you must work to earn it, nor is it a loan, as you do not have to pay it back. Federal and state work-study funds can be awarded to you if you have financial need, have requested work-study on your FAFSA, and meet the minimum eligibility criteria established by Student Financial Services. You must have at least $4,000 of unmet need-based eligibility and have filed your FAFSA by WSU’s priority deadline. You must also be a student in good academic standing with WSU and are meeting Satisfactory Academic Progress. Funding availability is limited, and is awarded on a first-come, first-served basis. This is a great opportunity for you to earn money by working and receiving a paycheck, while reducing your loan debt and gaining valuable work experience.
If eligible, you will be contacted via a portal notice on your myWSU account indicating that you are eligible for work-study. You can use CougLink, the university’s free resource for finding student employment. Once you are hired, your employer will submit the Work-Study Authorization Form (WSAF) online, using the instructions provided via email. The authorization form will then be sent to your local Student Financial Services office for processing and determination if you receive a work-study award. If you receive an award, both you and your employer will be notified via email. You should not work before receiving email notification that you have been awarded work-study. It is possible that your employer could be responsible to pay your wages if you are not awarded work-study.
Work-study award amounts are not uniform for all students. Your awards will be tailored to your individual situation. If your work-study award is approved, the amount of the award will be tailored to both your position and the number of hours you plan to work. Awards usually range from $1,000 – $4,000 for a full academic year (two semesters). Generally, work-study is not awarded for the summer term. Visit: https://financialaid.wsu.edu/get-a-work-study-job/ for more information.
Other Aid Programs
The programs below are considered financial resources and will affect your financial aid award:
- University, non-university, and state-funded scholarships
- Third-party guarantees
- Vocational rehabilitation benefits
- ROTC waivers
- National Guard waivers
- Veterans’ waivers
- LEOFF waivers
If you are a member of any federally recognized American Indian tribe with customary and tribal boundaries that include portions of Washington State, then you are eligible for resident tuition under certain circumstances.
- For more information, visit the Washington State Legislature site at leg.wa.gov
- If you have additional questions, contact the Tribal Liaison Office at (509) 335-8618 or the Registrar’s Office at (509) 335-5346.
The Office of Grant and Research Development (OGRD)
This office can help you in your search for graduate-study financial support. You can reach the OGRD at (509) 335-9661 or visit www.ogrd.wsu.edu.
Graduate Tuition Fee Waiver/Assistantships
- Each year, Washington State University academic departments award graduate assistantships and tuition fee waivers to a number of graduate students.
- The tuition fee waiver is considered a financial resource when Student Financial Services determines eligibility for other financial aid programs.
- To ensure that your financial aid award is correct, you should notify our office if your department has granted you a tuition fee waiver.
- If our office is notified after the first disbursement of loan funds, your loans may be reduced and funds already delivered may be returned to the Direct Loan Program. This may create a bill on your account.
If you have received other resources such as Vocational Rehabilitation, Bureau of Indian Affairs or Tribal Grants, employer reimbursement, and other payments made by a third party for your education expenses, please complete the Notice of Estimated Financial Assistance Form at financialaid.wsu.edu/forms. By completing this form and notifying us of these resources as soon as possible we’ll make sure these sources of funding are included in your Financial Aid Award for the Academic Year.
Voting is part of being an active citizen, and your vote can make a difference. For instance, in the 2004 race for governor in Washington, Christine Gregoire won by only 129 votes! Further, only 60% of eligible citizens voted in this race.
To learn more about Cougs Vote please visit: http://cce.wsu.edu/cougsvote
Withdrawal and Cancellation Process
Federal regulations require Title IV financial aid funds to be awarded under the assumption that a student will attend the institution for the entire period in which federal assistance was awarded. When a student withdraws from all courses for any reason, including medical withdrawals, he/she may no longer be eligible for the full amount of Title IV funds that he/she was originally scheduled to receive. The return of funds is based upon the premise that students earn their financial aid in proportion to the amount of time in which they are enrolled. A pro-rated schedule is used to determine the amount of federal student aid funds he/she will have earned at the time of the withdrawal. Thus, a student who withdraws in the second week of classes has earned less of his/her financial aid than a student who withdraws in the seventh week. Once 60% of the semester is completed, a student is considered to have earned all of his/her financial aid and will not be required to return any funds.
Federal law requires schools to calculate how much federal financial aid a student has earned if that student:
- Completely withdraws, or
- Stops attending before completing the semester, or
- Does not complete all modules (courses which are not scheduled for the entire semester or payment period for which he/she has registered at the time those modules began.)
Based on this calculation, WSU students who receive federal financial aid and do not complete their classes during a semester or term could be responsible for repaying a portion of the aid they received. Students who do not begin attendance must repay all financial aid disbursed for the term.
How to Withdraw from WSU
If you wish to withdraw from the university or cancel enrollment you must contact the Registrar’s Office at (509) 335-5346 or by visiting registrar.wsu.edu.
If you wish to cancel or reinstate your financial aid application you must submit the Financial Aid Cancellation/Reinstatement form found on our website at financialaid.wsu.edu/forms. This form can be submitted anytime during the year.
Return of Aid and Refund Information
The U.S. Department of Education and the State of Washington requires institutions to apply a Return to Title IV funds policy and grant disbursement a repayment policy for students withdrawing from a university who received Title IV financial aid and/or state aid. Please refer to our Return of Tile IV policy for full details: https://financialaid.wsu.edu/documents/2017/06/return-of-title-iv-policy.pdf
Information regarding refund policies regarding the return of unearned tuition, fees, or other refundable portions of costs paid to the institution can be found at the WSU University Receivables/Student Accounts website at: https://studacct.wsu.edu/
Verification, often referred to as File Review, is the process used by schools to verify certain information reported on the student’s FAFSA® to ensure its accuracy. Federal regulations require all universities to survey federally selected students for this process. Participation in the verification process is not optional and if the requested documentation is not submitted, a student will not be awarded federal, state, or institution financial aid. Federal regulations require all institutions to perform verification on applicants who file for financial aid and meet certain criteria. Some students receive a notice from U.S. Department of Education that they will be selected for verification by the school. Verification starts every year in the late fall. However, a student may be selected at any time throughout the school year. Failure to provide the requested verification information will result in the student not receiving a federal or state award. Verification documentation much be provided in a timely manner allowing enough processing time prior to the end of the term. Generally documentation needs to be provided no later than three weeks prior to the end of the term to allow for processing.
Who is selected and how students are notified:
Washington State University Uses myWSU checklists to identify what elements of verification the student is selected. This checklist will trigger a To Do item in the student’s myWSU account. The process often requires Student Financial Services to obtain Federal income tax information among other necessary forms or documents to complete the review process.
Students will receive an email at their preferred email (new students) or WSU Email (current students) address notifying them that they have been selected for this process and to check myWSU for the items being requested. The required verification forms are listed on the myWSU To Do list. If they are being asked to submit forms or documents, it will list them on this page. All Financial Aid Verification forms are available on the WSU Financial Aid secure portal at submitSFSDocs.wsu.edu.
Students and/or parents/spouse will be asked to submit tax documentation and/or WSU financial aid forms for one or more of the following data elements on the FAFSA®: Adjusted Gross Income, Taxes Paid, Income Earned from Work (for non-tax filers), number of family members in the household, number of family members enrolled in college (excluding parents for a dependent student), citizenship status, compliance with Selective Service registration requirement, and any other inconsistent or conflicting information (including name, date of birth, social security number, etc.) The requested documents and forms will vary based on each student.
Return of Title IV
Verification with Conflicting Data
Last updated: June 28, 2017
WSU Student Financial Services will provide a paper copy of the Consumer Information and Policies upon request by contacting our office at 509-335-9711 or by email at email@example.com.