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Washington State University
Student Financial Services Graduate from WSU
Reminders for when you Graduate from WSU

Congratulations … You are Graduating! So, what about your financial aid? This page is designed to help you with this important transition to the real world. We will talk about loan repayment, budgeting, and how to be successful during this exciting time in your life.


Exit Counseling

Exit counseling is required when you graduate, leave school, or drop below half-time enrollment. Exit counseling provides important information you need to prepare to repay your federal student loan(s). To Complete Exit Counseling:

  1. Go to:
  2. Click “Sign In” and follow the instructions to get logged in.
  3. Click COMPLETE COUNSELING on left.
  5. Answer all questions and click SUBMIT at the end.
  6. You will receive an on-screen confirmation that your Exit Counseling has been completed.

Keep Track of Your Loans & Your Repayment Options

  • NSLDS — The National Student Loan Data System (NSLDS) is the U.S. Department of Education’s central database for student aid. NSLDS receives data from schools and provides a centralized, integrated view of your loans and grants so that you can access and inquire about them.
  • Repayment Calculator — You can use the Repayment Estimator to get an idea of what your federal student loan payments might be under each repayment plan that is availaible to you.

Loan Consolidation

  • A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan. The result is a single monthly payment instead of multiple payments.

Continue Your Education

  • WSU’s Grad School is a great option for you to continue your education. Contact them directly at (509) 335-6424 or Request Information to find more information on the programs they offer and their admissions requirements.

Find a Job

  • Brought to you by WSU’s Academic Success and Career Center, Handshake is an online resource where you can post your resume, find career fairs and workshops, schedule interviews, access nation-wide job and internship listings, and much more.

Get Educated About Your Finances

Cash Course is a FREE online program that can help you manage your money. Membership will give you in-depth information on a range of financial topics, including:

  • Free online financial education courses either through self-study or instructor assignments
  • Customizable financial tools
  • A personal dashboard where you can track your progress
  • Articles and resources on topics that students can relate to
  • A guide to real-life money questions

Important Things to Avoid As a New Graduate

  • Interest — Interest is the price you pay to borrow money. How much will it cost you? Calculating interest depends on a few factors, your interest rate, your loan term, and your loan amount. Higher rates and longer terms mean you pay more for the same amount of money. Try your best to avoid interest whenever you can!
    • $10,000 at 6.8% will cost you $13,810 over 10 years with a $115 monthly payment.  Paying just $30 more a month will save you over $1,000 in interest.
  • Loan Default — If you have debt from either student loans or credit cards, it is extremely important that you manage it proactively. CNN Money reported that the average college graduate in 2013 was leaving school with around $35,000 in some type of debt. Use your options, live on a budget, and pay your debts in the best way that you can. If you are having trouble making any of your payments, contact your loan providers to find out your different repayment options.


Manage your debt

Repayment options