You received a notice from our office regarding being at or near lifetime limits for federal Pell Grant and/or federal loans. Due to being near these lifetime limits, we’ll have to manually review your account. Once your account has been reviewed, we will send you an email and you’ll be able to view your financial aid offer on your myWSU account. We appreciate your patience during this time and are working diligently to get these processed as soon as possible.
Federal Pell Grant
The Federal Pell Grant Program provides need-based grants to low-income undergraduates to promote access to post secondary education. For many WSU students, the Pell Grant is the cornerstone of their financial aid award.
Eligibility
Pell Grant is available to you if you’re pursuing your first undergraduate degree and if you’re not enrolled in a professional program. You will not be considered for this funding source if you hold a bachelor’s degree. The amount of Pell Grant you may receive over your lifetime is limited by federal law to be equivalent to 6 years (12 full-time semesters) of Pell Grant funding. This is called the Federal Pell Grant Lifetime Eligibility Used (LEU).
How to view your Lifetime Aid Summary:
- Log into myWSU.
- Click on the financial aid tile.
- Once you have selected a Federal Aid Year, click on the drop-down menu on the right side of display.
- Click on “Lifetime Aid Summary”
Note: In order to generate your lifetime aid summary, you must select a Federal Aid Year that you received financial aid.
To view your Pell Grant awarding history:
- log in to StudentAid.gov and you’ll be taken to your Dashboard. Your Dashboard tracks info about your federal student aid, including how much you’ve borrowed and what kinds of aid you’ve received.
- Select “View Details” under the “My Aid” section, you’ll go to your “My Aid” page. Your “My Aid” page allows you to dive even deeper into your federal student aid history. Here you can find a breakdown of your loans and grants, with details such as interest rates, the date the funding was disbursed (paid out) to you, and more. You can also find info on the limits of your loan and grant funding. Watch this video intro to “My Aid” for a guided tour of the tool.
Federal Direct Loans
There are limits on the amount of Direct Federal loans that you can receive each academic year (annual loan limits) and on the total amounts that you may borrow for undergraduate and graduate study (aggregate loan limits).
Undergraduate students
| Type of loan | Freshman Annual Limit | Sophomore Annual Limit | Junior Annual Limit | Senior Annual Limit | Lifetime Limit |
|---|---|---|---|---|---|
| Subsidized loan: Dependent student | $3,500 | $4,500 | $5,500 | $5,500 | $23,000 |
| Subsidized loan: Independent student | $3,500 | $4,500 | $5,500 | $5,500 | $23,000 |
| Unsubsidized loan: Dependent student | $2,000 | $2,000 | $2,000 | $2,000 | $8,000 |
| Unsubsidized loan: Independent student | $6,000 | $6,000 | $7,000 | $7,000 | $34,500 |
| Totals (Dependent Students): | $5,500 | $6,500 | $7,500 | $7,500 | |
| Totals (Independent Students): | $9,500 | $10,500 | $12,500 | $12,500 | |
| *Direct PLUS Parent Loan | The loan amount varies widely. It should not exceed the total cost of attendance including other types of assistance. This loan requires good credit. | ||||
| *Private / Alternative Loans | The loan amount varies, but can not exceed the total cost of attendance including other types of assistance. This loan requires good credit. | ||||
| See current student loan interest rates | |||||
Graduate and professional students
| Type of loan | Annual Loan Limit | Lifetime aggregate limit |
|---|---|---|
| Unsubsidized Direct Loan for Graduate Students | $20,500 | $138,500 |
| Unsubsidized Direct Loan for Medical Students | $40,500 | $224,000 |
| Unsubsidized Direct Loan for Pharmacy Students (9-month program) | $33,000 | $224,000 |
| Unsubsidized Direct Loan for Pharmacy Students (12-month program) | $37,167 | $224,000 |
| Unsubsidized Direct Loan for Veterinary Students (9-month program) | $40,500 | $224,000 |
| Unsubsidized Direct Loan for Veterinary Students (12-month program) | $47,167 | $224,000 |
| PLUS Loan for Graduate Students | Amounts vary widely. They should not exceed the total cost of attendance including other types of assistance. This loan requires good credit. | |
| Loan for Health Professions | This loan is based on the EFC criteria, the FAFSA delivery date, and the current level of HPL funding. Amounts granted vary according to availability. | |
| Private / Alternative Loans | Amounts vary widely. They should not exceed the total cost of attendance including other types of assistance. This loan requires good credit. | |
| See current student loan interest rates | ||
How to view your Lifetime Aid Summary:
- Log into myWSU.
- Click on the financial aid tile.
- Once you have selected a Federal Aid Year, click on the drop-down menu on the right side of display.
- Click on “Lifetime Aid Summary”
Note: In order to generate your lifetime aid summary, you must select a Federal Aid Year that you received financial aid.
or
To view your federal loan borrowing history:
- log in to StudentAid.gov and you’ll be taken to your Dashboard. Your Dashboard tracks info about your federal student aid, including how much you’ve borrowed and what kinds of aid you’ve received.
- Select “View Details” under the “My Aid” section, you’ll go to your “My Aid” page. Your “My Aid” page allows you to dive even deeper into your federal student aid history. Here you can find a breakdown of your loans and grants, with details such as interest rates, the date the funding was disbursed (paid out) to you, and more. You can also find info on the limits of your loan and grant funding. Watch this video intro to “My Aid” for a guided tour of the tool.