Certified Post-Baccalaureate students (those pursuing a second bachelor’s degree or a post-bachelor’s certificate) are not eligible to receive undergraduate need-based aid. However, you are eligible for scholarships, Federal Direct Loans, private education loans, and student employment. The U.S. Department of Education uses the FAFSA to determine your eligibility for federal direct loans and federal work-study. Many scholarships and scholarship programs also require a completed FAFSA.
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Student employment
If Work-Study eligible, Work-Study can be offered to certified Post-Baccalaureate students. Post-Baccalaureate students who are not Work-Study eligible, there are employment opportunities that are available and can represent a significant contribution to a student’s ability to fund their education.
Post-Baccalaureate Certification
When a Post-Baccalaureate student applies for admission, they are admitted as a non- certified Post-Baccalaureate student. To become certified and to qualify for federal aid, you must talk to your academic department or program. Your academic counselor then fills out forms with the Registrars office to have the student certified.
Loans
A borrower who has reached the aggregate borrowing limit for Direct Subsidized Loans and Direct Unsubsidized Loans may not receive additional loans. Once the loans are repaid, in full or in part, the borrower may apply for additional loans. To check on your loan totals you can log into your studentaid.gov account and view the details on your dashboard.
| Type of loan | Freshman Annual Limit | Sophomore Annual Limit | Junior Annual Limit | Senior Annual Limit | Lifetime Limit |
|---|---|---|---|---|---|
| Subsidized loan: Dependent student | $3,500 | $4,500 | $5,500 | $5,500 | $23,000 |
| Subsidized loan: Independent student | $3,500 | $4,500 | $5,500 | $5,500 | $23,000 |
| Unsubsidized loan: Dependent student | $2,000 | $2,000 | $2,000 | $2,000 | $8,000 |
| Unsubsidized loan: Independent student | $6,000 | $6,000 | $7,000 | $7,000 | $34,500 |
| Totals (Dependent Students): | $5,500 | $6,500 | $7,500 | $7,500 | |
| Totals (Independent Students): | $9,500 | $10,500 | $12,500 | $12,500 | |
| *Direct PLUS Parent Loan | The loan amount varies widely. It should not exceed the total cost of attendance including other types of assistance. This loan requires good credit. | ||||
| *Private / Alternative Loans | The loan amount varies, but can not exceed the total cost of attendance including other types of assistance. This loan requires good credit. | ||||
| See current student loan interest rates | |||||
Please note that subsidized direct loans can only be awarded if there is unmet need. If there is no unmet need, the direct loan will be awarded as an unsubsidized direct loan.
*Students who are not certified as having at least 60 credits towards their next degree as defined on the Second Degree Verification Form (5B) by their Advisor/Academic Department are classified as Sophomores for the purpose of awarding Direct loans.
**Students who have certified as having 60 credits or more towards their next degree as defined on the Second Degree Verification Form (5B) by their Advisor/Academic Department are classified as Junior/Senior standing.
***Parent PLUS Loans are only eligible to students who are classified by the Department of Education as a dependent student.