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Washington State University

What Are Loans?

Student loans are another option for students to help alleviate the financial burden that comes with being a student. Loans must be paid back, and come in various forms ranging from subsidized, where interest does not begin to accrue until you graduate, unsubsidized, where interest accumulates as soon as the loan is disbursed, PLUS loans that must begin being paid off 60 days after the first disbursement, and private loans from outside sources that have varying interest rates and plans.

Parent & Student MPN, and
Entrance Counseling

Have you accepted your loan? Remember to sign the Master Promissory Note (MPN) and/or the Entrance Counseling for your aid to disburse!


Graduate &
Professional Loans

A breakdown of the loan options, processes, and other helpful information specifically for graduate and professional students.

Graduate &
Professional Loans


Learn about your rights and responsibilities of accepting and repaying before committing to your student loans.

Tips for Borrowing